We think differently about payment. And that's exactly what makes the difference.

Our vision

Payment that works – and disappears.

We believe that good payment systems should not need a stage. They should just work—in the background, seamlessly, reliably. Our goal is to design payments in such a way that they don't hold you back, but enable you. Fast. Secure. Clear.


Our vision is a payment system that takes the pressure off merchants, platforms, and service providers—not confuses them. An infrastructure that adapts to your business model. Not the other way around.

Who we are – a team combining practical experience, technology, and entrepreneurial spirit

The Payment AG is an association of experts with roots in e-commerce, software development, finance, and the strategic scaling of digital business models. What unites us is the desire to make complex things simple—and to make companies more successful through better payment solutions.


We have seen how often payment processes slow things down instead of speeding them up. We want to change that—based on experience. Based on conviction. And with attitude.

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What sets us apart

  • We don't think of payment as a product, but as a process – tailored to your business.
  • We don't build fake solutions, but stable systems.
  • We are independent, transparent, tech-savvy – and always close at hand.
  • We believe that payment must take a back seat in order to bring your business forward.

Partners, certificates, and memberships

PCI DSS-certified systems

GDPR-compliant processes

Partnerships with providers such as Shopware, WooCommerce, Shopify

Collaborations with developer networks & platform operators

The Payment AG

Ruhrturm Essen – centrally located in the heart of the Ruhr regionActive in Germany and Europe – with a focus on digital business models

Ruhrturm - Huttropstraße 60

45138 Essen

Telephone: +49 1512 5848649

E-mail: info@payment-ag.de